Skip to main content
HTX Elite Build

HTX Elite Build · Property resources

Storm Damage and Construction Services

Property care illustration for Storm Damage and Construction Services

A Lesson in Storms

Thunderstorms, along with other severe weather like tornadoes and hurricanes, can cause a variety of damages, including flooding from excessive rain, fires from lightning, destructive hail, and high winds. Not only can this undermine or rip off roofs entirely, severely damaging the structure of your home or business, but it can take out power lines, mobile homes, and more, often necessitating the need for professional cleanup and construction services.

The pre-construction phase includes the following steps:

  1. Approval. This may involve seeking the approval of a homeowners’ or condominium owners’ association prior to work being done. If the construction is due to an insurance claim, you will need to verify coverage, deductible amounts, and replacement cost.
  2. Estimates. This includes finalizing the estimate.

  3. A Deposit and Draw Schedule is provided as part of the Construction Work Authorization.

  4. You may need to contact your mortgage company if you have a mortgage on your home, since some lenders and insurance companies may issue “multiple party” checks.

  5. Select materials such as carpet, tile, and flooring. This is an important step and can save time in the future, as some items may have long lead times.

  6. Sign the Construction Work Authorization Document.

The construction phase includes the following steps:

  1. Schedule tradesmen and schedules so the project can flow smoothly.
  2. Weekly communication begins as the project progresses. Be sure to let us know optimal times and methods of communication.

  3. We ask that you inspect the work-in-progress, especially if the project involves different items, such as flooring, new countertops, and more. This ensures any issues are noted and addressed early.

  4. Supplements may arise if, for example, we uncover additional damage that could not be seen until demolition occurred. While we make every effort to avoid this and anticipate the total cost, supplements may require a Change Order to be added as a supplemental to your claim to cover the additional cost.

  5. Sometimes, customers wish to change materials after the estimate has been accepted. At this point, while ordered materials and structural changes cannot be altered, we will work with you to incorporate these new requests to the best of our ability.

  6. You may be asked to make interim payments as the project progresses, if the cost is estimated above $10,000.

The post-construction phase includes the following steps:

  1. You will be asked to sign the Certificate of Completion, stating the work is complete and meets industry standards.

  2. Final payment.

Storm Damage Cleanup Tips

  • Keep hands clean, as soot on your hands may soil upholstery and other items in the affected area.
  • Reduce movement in the space, so soot particles are not spread and possibly embedded into items or tracked throughout the property.

  • Refrain from cleaning any electrical appliances that may have been affected by the fire. Without consulting a professional first, you may put yourself in danger.

  • Empty your freezer and refrigerator completely, and leave the doors propped open to help prevent odor.

  • Wipe soot off electrical appliances such as metal kitchens and bathroom faucets.

Water damage cleanup tips include:

  • Turn off the water source if possible.
  • Turn off circuit breakers for wet areas of the home if possible; only do this if you can safely access the power distribution panel without the chance of electrical shock.

  • Refrain from turning on ceiling fixtures, especially if the area is wet or the ceiling is sagging.

  • Do not use a vacuum in wet areas, as this could cause electrical shock.

  • Hang furs and leather goods in a separate location, at room temperature.

  • Do not enter affected areas, especially if outlets, switches, other electrical equipment, or circuit breakers are exposed to water. Otherwise, you may experience electrical shock.

  • Consider placing aluminum foil or wood blocks between furniture legs and carpet.

  • Move artwork, computers, documents, and other sensitive items to a non-affected area.

  • Prop up wet upholstery and cushions.

  • Mop and blot water to remove as much excess water as possible before crews arrive.

Visit our FAQ and Glossary for more information.

Sources: https://www.nssl.noaa.gov/education/svrwx101/thunderstorms/#:~:text=Three%20basic%20ingredients%20are%20required,warms%20the%20air%20above%20it

Keep exploring

Back to the resource library